“You possibly can take a look at your credit score report as sometimes as you need and it gained’t affect your credit score rating or credit score rating.
“It’s often solely should you apply for credit score and lenders search your credit score report that there’s a doc left in your credit score report.
“When you’re shopping for spherical, and by no means however ready to make use of, make that clear and ask for a quotation, ‘citation search’ or ‘delicate search credit score examine’.
“That is the place a lender searches your credit score doc, to resolve whether or not or not you’re eligible or to supply a quote, nonetheless with out leaving a ‘footprint’ in your file.
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